Latest News

11 Jul 2025

35th Anniversary of serving our community!!

We are celebrating serving our community for 35 years on the 23rd of July!! Come and celebrate with us??

06 Apr 2025

Closed 25th of August for the Bank Holiday

We will be closed Monday the 26th of August due to the bank holiday.

31 Jan 2025

Membership Survey

Please give feedback and let us know how we are doing by filling out our members survey in the tab above!

26 Oct 2023

Do More Online

Manage your account online online, no matter where you are, mobile, tablet or laptop. Your online account now allows you to do so much more why not register today.

Secure Loan

Secure Loan

£500.00 over 12 months = £43.27 per month, £19.16 total interest charged

£1,000 over 24 months = £44.78 per month, £74.53 total interest charged

£5,000 over 36 months = £154.39 per month, £557.86 total interest charged

Dumbarton Credit Union provides secure loans.  These loans are equal to or less than the shares you hold in your main savings account.  This means that there is no risk to the credit union.

The advantages of a secure loan is that you retain your shares as research shows that once savings are used they are rarely replaced so easily. By keeping your shares you still benefit from the savings insurance provided free by the credit union.

Your loan is also covered by the Loan Protection Insurance provided free of charge by the credit union. As there is no risk to the credit union a reduced interest rate of 7.2% APR is charged (0.58% per month on the reducing balance).

  • Quick decisions within 24 Hours
  • No hidden fees or transactions charges
  • Free loan insurance*
  • No penalties for early repayment

Try out our quick and easy loan calculator below

Maximum Loan Amount :
Maximum Loan Term :

£

Required Loan Term

Repayment Frequency
£
APR
7.2%
# Repayments
Total
Total Cost
£
APR
7.2%
# Repayments
Total
Total Cost
£
APR
7.2%
# Repayments
Total
Total Cost
£
APR
7.2%
# Repayments
Total
Total Cost

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Not a member?

If you’re not a member you can join us and apply today.

*Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. **Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.