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26 Oct 2023

Do More Online

Manage your account online online, no matter where you are, mobile, tablet or laptop. Your online account now allows you to do so much more why not register today.

One Year Term Loan

One Year Term Loan

The interest rate is 9.4% APR (0.75% per month on the reducing balance).

This loan complements your exisiting main loan. The One Year Term loan allows members to apply for a loan which has to be repaid over one year.  It also has to be cleared completely before any further loans can be considered.

The amount is based on ability to repay which can restrict the amount.

This is especially beneficial for those who purchase, for example, season tickets or car insurance.

  • Quick decisions within 24 Hours
  • No hidden fees or transactions charges
  • Free loan insurance*
  • No penalties for early repayment

Try out our quick and easy loan calculator below

Maximum Loan Amount :
Maximum Loan Term :

£

Term

Repayment Frequency
£
APR
9.4%
# Repayments
Total
£
APR
9.4%
# Repayments
Total
£
APR
9.4%
# Repayments
Total
£
APR
9.4%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Not a member?

If you’re not a member you can join us and apply today.

*Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. **Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.