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22 Nov 2023

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Manage your account online online, no matter where you are, mobile, tablet or laptop. Your online account now allows you to do so much more why not register today.

Loans

The two most important things about a loan are, being able to borrow the money and being able to repay it. At Dumbarton Credit Union Limited we encourage you to manage your money carefully by structuring loans around your needs and your ability to repay. Establish a good savings record by saving regularly so as to build up security for your loan.

Our Loans at a glance

Secure Loan

Secure Loan

Dumbarton Credit Union provides secure loans.  These loans are equal to or less than the shares you hold in your main savings account.  This means that there is no risk to the credit union.

Share Dependent Loan

Share Dependent Loan

We provides loans for its members.  This loan is dependant on your ability to repay your loan.  We require proof of your income e.g. 3 months payslips, bank statments or DWP benefit confirmation.

One Year Term Loan

One Year Term Loan

This loan complements your exisiting main loan. The One Year Term loan allows members to apply for a loan which has to be repaid over one year.

Debt Consolidation Loans

Debt Consolidation Loans

You can apply for a loan to clear your credit cards and any high interest loans which can be consolidated into one loan reducing your monthly payment.

Try out our quick and easy loan calculator below

Maximum Loan Amount :
Maximum Loan Term :

£

Term

Repayment Frequency
£
APR
12.7%
# Repayments
Total
£
APR
12.7%
# Repayments
Total
£
APR
12.7%
# Repayments
Total
£
APR
12.7%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.