Loans
The two most important things about a loan are, being able to borrow the money and being able to repay it. At Dumbarton Credit Union Limited we encourage you to manage your money carefully by structuring loans around your needs and your ability to repay. Establish a good savings record by saving regularly so as to build up security for your loan.
Our Loans at a glance
Secure Loan
Dumbarton Credit Union provides competitive loans rates to members who hold shares and your share balance is held as security against the loan.
Member Loans
We provide loans to our members. The loan is dependant on your ability to repay. We require proof of your income e.g. 3 months payslips, bank statements or DWP benefit confirmation.
Additional loans
This one Year Term loan allows members to borrow funds in addition to any existing loans held.
Debt Consolidation Loans
You can apply for a debt consolidation loan to clear your credit cards and any high interest loans which can be amalgamated into one loan potentially reducing your monthly payment and overall cost of borrowing.
Try out our quick and easy loan calculator below
Maximum Loan Term :
12.7%
12.7%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.